Make the most of what you got
So true! We have done a lot to lower our debt and increase our income, so that seems to be helping. We really need to refinance our house and take advantage of the lower interest rates but our home value dropped with the housing melt-down, so we are waiting on that to improve too.
What great tips. I couldn't agree more!
Buona idea Daniela, pero a volte, difficile eh?Buon San Valentino...
Dearest Daniela,This is the only true and old fashioned concept. If you don't have it; don't buy it. Saving for things and waiting long enough for being able to afford them only increases the joy! This is the Old World style we were raised in and luckily we've practiced this all our life.Hugs to you and thanks for sharing such great lifestyle tips!Mariette
When my husband and I set our financial goals for 2013, one of our goals was to get out of credit card debt. That would leave us student loans, two car loans and a mortgage. One day we'll get there (fingers crossed!), but we are rejoicing in small advances. :)Thanks for the money-related posts. They're always a motivating read.
I couldn't agree more. The only "Debt" I have is my mortgage payment. I don't count that, since I'd have to pay rent somewhere. At least I'm building equity. I drive an old car, shop thrift stores, and don't go on vacation. I eat out only occasionally. But, today, I'm celebrating 10 years of home ownership! And my home has about doubled in value since I bought it. I live in a one income home - mine. And I work at a church. If I can do it, anyone can do it!-Revi
Great post! I'm working on it. :-)
Excellent tips, Daniela! I found out that the easiest way for us to save that 10% of our monthly income was by setting up a direct deposit to a savings account. We don't touch it, it goes straigth there!
Thanks a lot for sharing this post. In a struggling economy, many are stuck in debt looking for a way out. You offer good tips and advice that those facing financial difficulties can and should utilize. It's equally important that those stuck in debt know that there are options available to climb out of debt. For example, you can sell you structured settlement for cash and apply that cash to payments you owe.
This is definitely a must-read article! Being debt-free is indeed the best life we could ever have. Who doesn't want to have a good sleep every night and a savings account for your retirement? I know we all do, and all this will only be possible when we become responsible in spending our money. >Allan Morais< @ PaddonYorke.com
I consider those who are living debt-free extremely lucky. For one, they might be living below their means but they are powerful. Having full control over your finances is one of the toughest tasks an adult faces on a daily basis. And to say, and actually pretend, that 10% of your income doesn't exist and other more debt-free habits this easy can be dizzying for most people. Jaden@Irving A. Burton Limited
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